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    ​Eligibility Determination Division (EDD)

    Maryland Department of Health
    6 St. Paul Street
    Baltimore, MD 21202

    Centers for Independent Living

    Disability Rights Maryland
    Maryland Work Incentives Network (MD-WIN) 

    State Health Insurance Assistance Program

    The State Health Insurance Assistance Program (SHIP) informs Medicare beneficiaries (including people with disabilities who are under age 65) about a range of Medicare issues. The Maryland SHIP program provides trained staff and volunteer counselors in all 24 counties. SHIP counseling services are confidential and free of charge.

    • Counselors provide in-person and telephone assistance in the following general areas:
    • Medicare Prescription Drug Coverage Program (Medicare Part D)
    • Medicare supplements (Medigap Plans)
    • Assistance for disabled Medicare beneficiaries (under age 65)
    • Medicare Advantage Plans (HMOs, Private Fee-for-Service, etc.)
    • Long Term Care Insurance
    • Medical Assistance programs
    • Assistance for low-income beneficiaries
    • Assistance with denials, appeals and grievances
    • Billing problems
    • Health care fraud and abuse
    • Volunteer counselor opportunities
    • Free community presentations